SICHER mit HELM
Motorsport insuranceSICHER mit HELM →·DE|EN
Motorsportversicherungen

Motorsport insurance from real experience

Accident, travel, liability and event-related protection for motocross, enduro, trial and other disciplines.

Real client cases

Claims experience that supports riders.

From a motorcycle accident to checking permanent disability: we support evidence, claims and complete handling.

View all real cases
EUR 16,500after a motorcycle accident
Disability benefitafter a fresh review
Secure evidenceand identify all claims

Results depend on the contract, risk and individual case.

For riders

Accident insurance, travel cover, medical assistance and individual liability exposures.

Liability

A circuit is not a legal vacuum. Serious misconduct can lead to claims and defence costs.

For organisers

Event liability, participant and helper accident cover, legal expenses and valid waivers.

Third-party loss after a road accident

Out-of-court assistance with motor liability claims.

Motorcycle claims may involve the bike, protective equipment, personal injury and additional evidenced items.

Claim assistance
Austrian Supreme Court decisions

What judgments mean in practice.

Selected decisions in brief. The complete collection includes further cases and practical notes.

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OGH 7 Ob 132/15k

Open riding on a racetrack

Even without a competition, open riding on a racetrack may be excluded from accident cover.

Read the court overview →
OGH 7 Ob 62/22a

Training at an off-road facility

A specially designed off-road course may qualify as a motorsport training facility.

Read the court overview →
OGH 7 Ob 29/26d

Warm-up lap as part of the competition

A warm-up lap immediately before the race may fall within the motorsport exclusion.

Read the court overview →
Broker advice for motorsport

Identify exclusions and special conditions early.

Motorsport is often specially restricted or excluded in standard policies. An insurance broker can structure risks, wording and specialist cover before training, racing or events.

More about the broker role
Our team

Personal contacts from advice to claims settlement.

We know your contracts and remain involved when a claim requires work.

Meet the team
Herbert Helm MBA

Herbert Helm MBA

Insurance broker, financial services adviser and personal contact

Sylvia Laslo

Sylvia Laslo

Back office, policy administration and client service

Corinna Wartecker

Corinna Wartecker

Claims management and client support

Lara Gschöpf

Lara Gschöpf

Client service, organisation and digital communication

Gerhard Kofler

Gerhard Kofler

External expert for liability, property and accident insurance

Personal consultation

Let us review your situation before a loss occurs.

We combine independent market access, careful policy design and hands-on claims experience.

Herbert Helm MBA
Herbert Helm MBA
Insurance broker & financial services adviser
+43 7474 23456
helm@sichermithelm.at
Frequently asked questions

Clear answers before you decide.

The most important questions at a glance. The full FAQ contains further details.

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Is motocross covered by ordinary accident insurance?

It depends on the policy. Racetracks, training facilities, competitions, timing and related practice sessions may be excluded.

Does nobody have liability on a racetrack?

No. Motorsport involves an inherent risk, but negligent or grossly negligent conduct may still lead to claims.

What is passive legal protection?

A covered liability policy examines claims, defends unjustified claims and pays justified claims within the agreed scope.

Is licence insurance sufficient?

Not necessarily. Scope, territory, limits and insured activities must be coordinated with private policies.

What do I need for a training camp abroad?

Medical treatment, rescue, repatriation, accident, liability, cancellation, baggage and motorcycle transport should be reviewed.

Directions to our office

Personal advice in Euratsfeld.

Our office is located at Saliterweg 8, 3324 Euratsfeld, Austria. The interactive Google map is only loaded after your explicit consent.

SICHER mit HELMSaliterweg 8 · 3324 Euratsfeld · Austria
Telephone+43 7474 23456